Business Owners Take Heed! Preventive Law
Excuse the bluntness of this statement but in my opinion it is one that is too true: business owners neglect the legal risks to their businesses because they do not want to pay their lawyers until there is a "problem". Which does not explain why they pay their business insurance premiums.
I think the vast majority of business owners are penny-wise and pound foolish. Use the resources available to you. If you do not have a lawyer for your business, find one. If you do not like the lawyer you have, find another. If you have one, use them.
If you are worried that the costs will exceed the benefits, then take a look at my article, A Lawyer for Your Business and How to Afford One.
Preventive law exists. Here are a few resources for preventive law, and please take a look at them: